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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,344 | $141,001-13.2% | $112,228+9.0% | $139,487-12.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.69% | 32.75%-24.1pp | 30.23%-21.5pp | 373.84%-365.2pp |
| Employer contribution / active EE | $13,585 | $4,285+217.0% | $3,432+295.9% | $4,755+185.7% |
| Participant deferral / active EE | $12,890 | $5,877+119.3% | $4,800+168.5% | $6,713+92.0% |
| Admin fee / account holder | $372,243 | $9,959+3637.7% | $7,752+4702.1% | $11,407+3163.2% |