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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $555,493 | $127,096+337.1% | $105,736+425.4% | $135,380+310.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -7.45% | 4.49%-11.9pp | 6.27%-13.7pp | 519.81%-527.3pp |
| Employer contribution / active EE | $19,584 | $4,107+376.9% | $3,268+499.2% | $4,779+309.8% |
| Participant deferral / active EE | $15,758 | $5,064+211.1% | $4,080+286.2% | $5,609+180.9% |
| Admin fee / account holder | $2,838 | $9,087-68.8% | $6,913-58.9% | $10,828-73.8% |