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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,354 | $177,156-37.7% | $147,027-24.9% | $154,746-28.7% |
| Participation rate | 77.8% | 79.4%-1.6pp | 73.7%+4.0pp | 80.7%-2.9pp |
| Annual return | 11.62% | 21.94%-10.3pp | 20.23%-8.6pp | 172.34%-160.7pp |
| Employer contribution / active EE | $48 | $4,336-98.9% | $3,626-98.7% | $4,379-98.9% |
| Participant deferral / active EE | $7,323 | $5,797+26.3% | $4,933+48.5% | $6,730+8.8% |
| Admin fee / account holder | $3,178 | $14,904-78.7% | $12,223-74.0% | $14,365-77.9% |