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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,671 | $102,723+50.6% | $86,251+79.3% | $139,500+10.9% |
| Participation rate | 27.3% | 74.5%-47.2pp | 69.0%-41.7pp | 80.3%-53.1pp |
| Annual return | 12.23% | 1926.99%-1914.8pp | 1170.54%-1158.3pp | 373.99%-361.8pp |
| Employer contribution / active EE | $825 | $3,034-72.8% | $2,381-65.4% | $4,755-82.7% |
| Participant deferral / active EE | $1,428 | $4,679-69.5% | $3,987-64.2% | $6,713-78.7% |
| Admin fee / account holder | $1,663 | $8,670-80.8% | $6,857-75.8% | $11,410-85.4% |