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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,417 | $82,625-43.8% | $64,101-27.6% | $125,389-63.0% |
| Participation rate | 52.6% | 75.9%-23.2pp | 68.2%-15.5pp | 83.2%-30.6pp |
| Annual return | -2.39% | 1489.83%-1492.2pp | 791.27%-793.7pp | 282.24%-284.6pp |
| Employer contribution / active EE | $764 | $2,671-71.4% | $1,820-58.0% | $4,866-84.3% |
| Participant deferral / active EE | $1,948 | $3,609-46.0% | $2,822-31.0% | $5,352-63.6% |
| Admin fee / account holder | $759 | $6,382-88.1% | $4,499-83.1% | $9,541-92.0% |