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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,410 | $99,649-28.3% | $78,775-9.3% | $147,587-51.6% |
| Participation rate | 53.3% | 76.2%-22.9pp | 69.2%-15.9pp | 82.8%-29.5pp |
| Annual return | 15.14% | 47.29%-32.1pp | 35.62%-20.5pp | 578.60%-563.5pp |
| Employer contribution / active EE | $882 | $2,796-68.5% | $1,986-55.6% | $4,876-81.9% |
| Participant deferral / active EE | $1,839 | $3,664-49.8% | $2,958-37.9% | $5,439-66.2% |
| Admin fee / account holder | $3,200 | $7,153-55.3% | $5,132-37.6% | $10,886-70.6% |