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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,090 | $95,979-19.7% | $74,549+3.4% | $135,381-43.1% |
| Participation rate | 53.8% | 75.6%-21.8pp | 69.1%-15.3pp | 82.6%-28.8pp |
| Annual return | -6.24% | 56.98%-63.2pp | 32.54%-38.8pp | 519.81%-526.1pp |
| Employer contribution / active EE | $1,091 | $2,716-59.9% | $1,961-44.4% | $4,779-77.2% |
| Participant deferral / active EE | $1,993 | $3,844-48.1% | $3,108-35.9% | $5,609-64.5% |
| Admin fee / account holder | $4,242 | $6,523-35.0% | $5,059-16.2% | $10,828-60.8% |