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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,711 | $118,898+4.9% | $96,583+29.1% | $167,560-25.6% |
| Participation rate | 28.6% | 75.5%-46.9pp | 69.8%-41.3pp | 82.1%-53.5pp |
| Annual return | 9.36% | 50.51%-41.2pp | 37.79%-28.4pp | 478.94%-469.6pp |
| Employer contribution / active EE | $775 | $3,121-75.2% | $2,357-67.1% | $4,840-84.0% |
| Participant deferral / active EE | $1,373 | $4,617-70.3% | $3,850-64.3% | $6,343-78.4% |
| Admin fee / account holder | $1,271 | $8,071-84.3% | $6,184-79.4% | $12,317-89.7% |