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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,761 | $138,366+48.7% | $184,185+11.7% | $80,911+154.3% |
| Participation rate | 92.8% | 83.9%+8.9pp | 86.8%+5.9pp | 67.6%+25.1pp |
| Annual return | 9.80% | 20.02%-10.2pp | 28.81%-19.0pp | 35.63%-25.8pp |
| Employer contribution / active EE | $2,700 | $4,849-44.3% | $6,426-58.0% | $2,756-2.0% |
| Participant deferral / active EE | $11,018 | $7,074+55.8% | $9,132+20.7% | $4,297+156.4% |
| Admin fee / account holder | $20,471 | $10,484+95.3% | $13,909+47.2% | $6,935+195.2% |