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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,395 | $109,359+51.2% | $162,177+2.0% | $72,975+126.6% |
| Participation rate | 91.4% | 84.3%+7.1pp | 87.6%+3.8pp | 69.5%+21.9pp |
| Annual return | 16.08% | 25.46%-9.4pp | 115.60%-99.5pp | 81.01%-64.9pp |
| Employer contribution / active EE | $1,601 | $3,907-59.0% | $5,613-71.5% | $2,440-34.4% |
| Participant deferral / active EE | $7,107 | $5,481+29.7% | $7,297-2.6% | $3,608+97.0% |
| Admin fee / account holder | $19,204 | $7,972+140.9% | $10,843+77.1% | $5,124+274.8% |