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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,347 | $125,797+52.1% | $170,028+12.5% | $75,181+154.5% |
| Participation rate | 92.8% | 83.6%+9.2pp | 87.0%+5.7pp | 67.2%+25.6pp |
| Annual return | 12.62% | 27.20%-14.6pp | 53.39%-40.8pp | 160.69%-148.1pp |
| Employer contribution / active EE | $2,447 | $4,616-47.0% | $6,788-64.0% | $2,671-8.4% |
| Participant deferral / active EE | $9,854 | $6,838+44.1% | $10,409-5.3% | $4,126+138.8% |
| Admin fee / account holder | $2,990 | $8,177-63.4% | $12,820-76.7% | $5,650-47.1% |