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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,161 | $100,041+73.1% | $149,718+15.7% | $70,131+146.9% |
| Participation rate | 85.2% | 83.6%+1.6pp | 87.1%-1.9pp | 69.5%+15.6pp |
| Annual return | 10.96% | 27.43%-16.5pp | 1501.70%-1490.7pp | 73.14%-62.2pp |
| Employer contribution / active EE | $1,969 | $3,662-46.2% | $5,444-63.8% | $2,342-16.0% |
| Participant deferral / active EE | $8,334 | $4,983+67.3% | $6,568+26.9% | $3,332+150.1% |
| Admin fee / account holder | $5,174 | $8,286-37.6% | $11,283-54.1% | $4,645+11.4% |