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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,251 | $138,366+257.9% | $184,185+168.9% | $80,911+512.1% |
| Participation rate | 95.2% | 83.9%+11.3pp | 86.8%+8.4pp | 67.6%+27.5pp |
| Annual return | 17.88% | 20.02%-2.1pp | 28.81%-10.9pp | 35.63%-17.8pp |
| Employer contribution / active EE | $25,323 | $4,849+422.3% | $6,426+294.1% | $2,756+818.9% |
| Participant deferral / active EE | $19,682 | $7,074+178.2% | $9,132+115.5% | $4,297+358.0% |
| Admin fee / account holder | $14,092 | $10,484+34.4% | $13,909+1.3% | $6,935+103.2% |