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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,976 | $109,359+329.8% | $162,177+189.8% | $72,975+544.0% |
| Participation rate | 98.4% | 84.3%+14.2pp | 87.6%+10.9pp | 69.5%+28.9pp |
| Annual return | 26.37% | 25.46%+0.9pp | 115.60%-89.2pp | 81.01%-54.6pp |
| Employer contribution / active EE | $19,929 | $3,907+410.0% | $5,613+255.0% | $2,440+716.7% |
| Participant deferral / active EE | $15,893 | $5,481+190.0% | $7,297+117.8% | $3,608+340.5% |
| Admin fee / account holder | $18,907 | $7,972+137.2% | $10,843+74.4% | $5,124+269.0% |