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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,797 | $87,834+308.5% | $133,975+167.8% | $62,881+470.6% |
| Participation rate | 98.1% | 83.4%+14.7pp | 87.1%+11.0pp | 69.3%+28.8pp |
| Annual return | 10.65% | 12.05%-1.4pp | 29.29%-18.6pp | 20.14%-9.5pp |
| Employer contribution / active EE | $20,605 | $3,482+491.7% | $5,211+295.4% | $2,281+803.4% |
| Participant deferral / active EE | $15,978 | $4,812+232.1% | $6,282+154.3% | $3,203+398.8% |
| Admin fee / account holder | $3,560 | $5,372-33.7% | $9,324-61.8% | $4,296-17.1% |