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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,882 | $125,797+269.5% | $170,028+173.4% | $75,181+518.4% |
| Participation rate | 88.4% | 83.6%+4.8pp | 87.0%+1.4pp | 67.2%+21.2pp |
| Annual return | 18.91% | 27.20%-8.3pp | 53.39%-34.5pp | 160.69%-141.8pp |
| Employer contribution / active EE | $20,436 | $4,616+342.7% | $6,788+201.1% | $2,671+665.3% |
| Participant deferral / active EE | $15,682 | $6,838+129.3% | $10,409+50.7% | $4,126+280.1% |
| Admin fee / account holder | $10,001 | $8,177+22.3% | $12,820-22.0% | $5,650+77.0% |