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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,509 | $99,011-55.0% | $86,582-48.6% | $147,586-69.8% |
| Participation rate | 94.1% | 76.3%+17.8pp | 73.5%+20.6pp | 82.8%+11.3pp |
| Annual return | 17.58% | 1312.75%-1295.2pp | 965.08%-947.5pp | 578.59%-561.0pp |
| Employer contribution / active EE | $0 | $3,132-100.0% | $2,839-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,933 | $3,972+24.2% | $3,609+36.7% | $5,439-9.3% |
| Admin fee / account holder | $1,905 | $5,709-66.6% | $4,904-61.2% | $10,886-82.5% |