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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,097 | $100,938-40.5% | $90,461-33.6% | $158,982-62.2% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.7%0pp | 82.0%-9.2pp |
| Annual return | 17.63% | 1727.20%-1709.6pp | 1294.76%-1277.1pp | 302.99%-285.4pp |
| Employer contribution / active EE | $3,747 | $3,691+1.5% | $3,264+14.8% | $4,763-21.3% |
| Participant deferral / active EE | $4,318 | $4,350-0.7% | $3,964+8.9% | $5,983-27.8% |
| Admin fee / account holder | $2,403 | $6,510-63.1% | $5,617-57.2% | $11,252-78.6% |