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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,899 | $114,013-19.4% | $103,693-11.4% | $155,188-40.8% |
| Participation rate | 31.8% | 75.2%-43.4pp | 72.6%-40.8pp | 80.8%-49.0pp |
| Annual return | 14.98% | 49.31%-34.3pp | 47.61%-32.6pp | 148.84%-133.9pp |
| Employer contribution / active EE | $0 | $3,131-100.0% | $2,920-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,308 | $4,970-73.7% | $4,579-71.4% | $6,531-80.0% |
| Admin fee / account holder | $2,056 | $8,407-75.5% | $7,858-73.8% | $14,480-85.8% |