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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,861 | $103,038-49.7% | $90,324-42.6% | $152,909-66.1% |
| Participation rate | 80.0% | 75.9%+4.1pp | 73.3%+6.7pp | 82.5%-2.5pp |
| Annual return | 23.04% | 95.25%-72.2pp | 78.15%-55.1pp | 345.46%-322.4pp |
| Employer contribution / active EE | $0 | $3,141-100.0% | $2,856-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,308 | $4,282+70.7% | $3,885+88.1% | $5,851+24.9% |
| Admin fee / account holder | $6,541 | $6,177+5.9% | $5,356+22.1% | $11,601-43.6% |