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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,807 | $68,880+15.9% | $120,580-33.8% | $80,959-1.4% |
| Participation rate | 76.0% | 61.7%+14.3pp | 72.0%+4.0pp | 67.7%+8.3pp |
| Annual return | 12.97% | 23.68%-10.7pp | 107.48%-94.5pp | 35.67%-22.7pp |
| Employer contribution / active EE | $948 | $2,066-54.1% | $3,469-72.7% | $2,757-65.6% |
| Participant deferral / active EE | $1,581 | $3,191-50.4% | $4,995-68.4% | $4,300-63.2% |
| Admin fee / account holder | $684 | $5,785-88.2% | $9,418-92.7% | $6,925-90.1% |