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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,081 | $127,100-43.3% | $105,738-31.8% | $135,379-46.8% |
| Participation rate | 68.8% | 82.7%-14.0pp | 76.3%-7.6pp | 82.6%-13.9pp |
| Annual return | -7.00% | 4.49%-11.5pp | 6.27%-13.3pp | 519.79%-526.8pp |
| Employer contribution / active EE | $4,092 | $4,107-0.3% | $3,268+25.2% | $4,779-14.4% |
| Participant deferral / active EE | $2,647 | $5,064-47.7% | $4,080-35.1% | $5,609-52.8% |
| Admin fee / account holder | $3,034 | $9,087-66.6% | $6,913-56.1% | $10,828-72.0% |