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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,615 | $136,307-59.9% | $106,619-48.8% | $273,972-80.1% |
| Participation rate | 64.3% | 84.8%-20.5pp | 78.0%-13.7pp | 83.0%-18.7pp |
| Annual return | 6.69% | 11.05%-4.4pp | 9.42%-2.7pp | 41.46%-34.8pp |
| Employer contribution / active EE | $10,086 | $5,190+94.3% | $3,947+155.6% | $4,869+107.2% |
| Participant deferral / active EE | $1,584 | $4,969-68.1% | $3,930-59.7% | $5,287-70.0% |
| Admin fee / account holder | $1,059 | $8,625-87.7% | $6,418-83.5% | $10,133-89.5% |