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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,887 | $167,323+18.9% | $143,770+38.3% | $134,493+47.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.87% | 0.47%-22.3pp | -0.04%-21.8pp | 418.01%-439.9pp |
| Employer contribution / active EE | $12,992 | $5,619+131.2% | $4,951+162.4% | $4,740+174.1% |
| Participant deferral / active EE | $7,539 | $6,446+16.9% | $5,638+33.7% | $6,400+17.8% |
| Admin fee / account holder | $19,805 | $18,088+9.5% | $14,673+35.0% | $11,425+73.4% |