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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,133 | $198,457-43.5% | $170,435-34.2% | $147,586-24.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 9.37% | 257.30%-247.9pp | 205.94%-196.6pp | 578.59%-569.2pp |
| Employer contribution / active EE | $8,890 | $6,183+43.8% | $5,432+63.6% | $4,876+82.3% |
| Participant deferral / active EE | $7,894 | $5,629+40.2% | $4,939+59.8% | $5,439+45.1% |
| Admin fee / account holder | $458 | $16,852-97.3% | $13,881-96.7% | $10,886-95.8% |