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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,682 | $180,459-27.0% | $154,108-14.6% | $135,380-2.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.96% | 888.21%-894.2pp | 735.21%-741.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $10,458 | $6,035+73.3% | $5,298+97.4% | $4,779+118.8% |
| Participant deferral / active EE | $8,528 | $5,806+46.9% | $5,081+67.9% | $5,609+52.0% |
| Admin fee / account holder | $7,186 | $16,145-55.5% | $13,411-46.4% | $10,828-33.6% |