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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,745 | $181,895-42.4% | $156,551-33.1% | $273,973-61.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 38.38% | 30.74%+7.6pp | 32.23%+6.2pp | 41.46%-3.1pp |
| Employer contribution / active EE | $15,355 | $6,248+145.8% | $5,501+179.1% | $4,869+215.4% |
| Participant deferral / active EE | $6,175 | $5,550+11.3% | $4,871+26.8% | $5,287+16.8% |
| Admin fee / account holder | $6,733 | $15,560-56.7% | $13,028-48.3% | $10,133-33.6% |