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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,595,500 | $108,922+1364.8% | $100,398+1489.2% | $145,978+993.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.62% | 58.04%-46.4pp | 49.32%-37.7pp | 550.52%-538.9pp |
| Employer contribution / active EE | $16,203 | $4,426+266.1% | $3,946+310.6% | $4,662+247.6% |
| Participant deferral / active EE | $30,500 | $8,450+261.0% | $8,084+277.3% | $6,690+355.9% |
| Admin fee / account holder | $7,999 | $9,680-17.4% | $7,893+1.3% | $13,400-40.3% |