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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $818,199 | $99,644+721.1% | $86,438+846.6% | $134,532+508.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.51% | 6787.26%-6798.8pp | 4397.19%-4408.7pp | 418.27%-429.8pp |
| Employer contribution / active EE | $20,749 | $4,402+371.3% | $3,769+450.4% | $4,741+337.6% |
| Participant deferral / active EE | $17,333 | $7,247+139.2% | $6,952+149.3% | $6,401+170.8% |
| Admin fee / account holder | $4,768 | $8,375-43.1% | $6,733-29.2% | $11,429-58.3% |