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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,887 | $107,941+1.8% | $91,994+19.4% | $152,897-28.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 14.39% | 89.28%-74.9pp | 69.04%-54.7pp | 345.43%-331.0pp |
| Employer contribution / active EE | $10,003 | $4,212+137.5% | $3,453+189.7% | $4,764+110.0% |
| Participant deferral / active EE | $24,655 | $6,366+287.3% | $5,924+316.2% | $5,851+321.4% |
| Admin fee / account holder | $3,149 | $10,521-70.1% | $7,744-59.3% | $11,599-72.9% |