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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $925,950 | $105,160+780.5% | $94,679+878.0% | $139,456+564.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 9.00% | 38.04%-29.0pp | 156.75%-147.8pp | 373.45%-364.5pp |
| Employer contribution / active EE | $14,139 | $4,107+244.3% | $3,673+285.0% | $4,753+197.5% |
| Participant deferral / active EE | $20,000 | $7,599+163.2% | $7,417+169.6% | $6,711+198.0% |
| Admin fee / account holder | $3,617 | $8,988-59.8% | $7,233-50.0% | $11,407-68.3% |