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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,633 | $109,863-24.8% | $98,477-16.1% | $167,518-50.7% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 17.60% | 1958.09%-1940.5pp | 1493.59%-1476.0pp | 478.71%-461.1pp |
| Employer contribution / active EE | $592 | $3,225-81.7% | $2,961-80.0% | $4,838-87.8% |
| Participant deferral / active EE | $1,225 | $4,673-73.8% | $4,276-71.4% | $6,342-80.7% |
| Admin fee / account holder | $4,512 | $6,755-33.2% | $5,951-24.2% | $12,312-63.4% |