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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,240 | $103,008-53.2% | $90,304-46.6% | $152,897-68.4% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 17.38% | 95.22%-77.8pp | 78.13%-60.7pp | 345.43%-328.0pp |
| Employer contribution / active EE | $614 | $3,139-80.5% | $2,855-78.5% | $4,764-87.1% |
| Participant deferral / active EE | $1,240 | $4,281-71.0% | $3,885-68.1% | $5,851-78.8% |
| Admin fee / account holder | $25,244 | $6,175+308.8% | $5,354+371.5% | $11,599+117.6% |