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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,590 | $90,617-45.3% | $79,476-37.6% | $135,382-63.4% |
| Participation rate | 50.0% | 76.1%-26.1pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -6.21% | 977.57%-983.8pp | 718.21%-724.4pp | 519.77%-526.0pp |
| Employer contribution / active EE | $634 | $3,068-79.3% | $2,800-77.4% | $4,779-86.7% |
| Participant deferral / active EE | $1,159 | $4,050-71.4% | $3,704-68.7% | $5,609-79.3% |
| Admin fee / account holder | $11,707 | $5,907+98.2% | $5,113+128.9% | $10,829+8.1% |