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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,997 | $99,011-37.4% | $86,582-28.4% | $147,586-58.0% |
| Participation rate | 57.1% | 76.3%-19.2pp | 73.5%-16.4pp | 82.8%-25.7pp |
| Annual return | 12.29% | 1312.75%-1300.5pp | 965.08%-952.8pp | 578.59%-566.3pp |
| Employer contribution / active EE | $746 | $3,132-76.2% | $2,839-73.7% | $4,876-84.7% |
| Participant deferral / active EE | $1,338 | $3,972-66.3% | $3,609-62.9% | $5,439-75.4% |
| Admin fee / account holder | $19,646 | $5,709+244.1% | $4,904+300.6% | $10,886+80.5% |