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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $65,259 |
MONETA GROUP LLC1 year Service code 27 · EIN 20-1903821 | Advisory (Plan) | $41,824 |
WIPFLI LLP3 years Filed as: WIPFLI, LLP Service code 10 · EIN 39-0758449 | Accounting | $13,250 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $9,353 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,843 | $79,181+41.2% | $102,423+9.2% | $74,429+50.3% |
| Participation rate | 96.7% | 74.8%+21.9pp | 76.5%+20.2pp | 67.2%+29.5pp |
| Annual return | 25.18% | 54.97%-29.8pp | 29.42%-4.2pp | 1368.38%-1343.2pp |
| Employer contribution / active EE | $4,393 | $2,362+86.0% | $3,023+45.3% | $2,625+67.4% |
| Participant deferral / active EE | $5,226 | $4,416+18.4% | $5,054+3.4% | $4,348+20.2% |
| Admin fee / account holder | $547 | $2,002-72.7% | $9,455-94.2% | $1,944-71.9% |