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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $73,826 |
MUELLER PROST1 year Filed as: MUELLER PROST PC Service code 10 · EIN 43-0642511 | Accounting | $7,661 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,229 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,291 | $73,638+11.8% | $95,964-14.2% | $73,497+12.0% |
| Participation rate | 77.8% | 76.2%+1.7pp | 77.1%+0.8pp | 70.7%+7.2pp |
| Annual return | 5.56% | 16.78%-11.2pp | 91.64%-86.1pp | 28.51%-23.0pp |
| Employer contribution / active EE | $3,621 | $1,863+94.3% | $2,541+42.5% | $2,270+59.5% |
| Participant deferral / active EE | $3,563 | $3,617-1.5% | $4,167-14.5% | $3,740-4.7% |
| Admin fee / account holder | $455 | $482-5.6% | $6,797-93.3% | $513-11.3% |