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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: RETIREMENT PLAN SERVICES, LLC Service code 15 · EIN 43-1904010 | Recordkeeping | $81,172 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,563 | $59,191+41.2% | $76,767+8.9% | $56,289+48.5% |
| Participation rate | 82.9% | 75.2%+7.7pp | 77.0%+6.0pp | 69.9%+13.1pp |
| Annual return | 8.09% | 6.62%+1.5pp | 2.43%+5.7pp | -9.96%+18.1pp |
| Employer contribution / active EE | $3,477 | $1,759+97.7% | $2,485+39.9% | $2,111+64.7% |
| Participant deferral / active EE | $3,317 | $3,255+1.9% | $3,852-13.9% | $3,350-1.0% |
| Admin fee / account holder | $469 | $489-4.1% | $6,675-93.0% | $521-9.9% |