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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: RETIREMENT PLAN SERVICES, LLC Service code 15 · EIN 43-1904010 | Recordkeeping | $74,442 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,438 | $64,909+54.7% | $82,312+22.0% | $62,293+61.2% |
| Participation rate | 75.7% | 74.9%+0.8pp | 76.9%-1.2pp | 69.5%+6.2pp |
| Annual return | 10.66% | 21.18%-10.5pp | 25.88%-15.2pp | 28.90%-18.2pp |
| Employer contribution / active EE | $3,774 | $1,676+125.2% | $2,428+55.4% | $2,042+84.8% |
| Participant deferral / active EE | $3,221 | $3,103+3.8% | $3,706-13.1% | $3,169+1.6% |
| Admin fee / account holder | $596 | $440+35.5% | $5,608-89.4% | $479+24.2% |