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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $99,185 |
WIPFLI LLP1 year Filed as: WIPFLI, LLP Service code 10 · EIN 39-0758449 | Accounting | $11,041 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $8,679 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,213 | $65,437+25.6% | $86,698-5.2% | $66,949+22.8% |
| Participation rate | 71.6% | 75.5%-3.8pp | 76.6%-4.9pp | 69.8%+1.8pp |
| Annual return | -17.99% | -10.91%-7.1pp | 35.96%-54.0pp | 1.57%-19.6pp |
| Employer contribution / active EE | $3,659 | $2,154+69.9% | $2,837+29.0% | $2,545+43.7% |
| Participant deferral / active EE | $3,445 | $4,102-16.0% | $4,656-26.0% | $4,239-18.7% |
| Admin fee / account holder | $562 | $642-12.4% | $7,492-92.5% | $594-5.3% |