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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,290 | $162,136-16.6% | $152,301-11.2% | $154,746-12.6% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 24.03% | 91.02%-67.0pp | 80.50%-56.5pp | 172.34%-148.3pp |
| Employer contribution / active EE | $2,111 | $4,890-56.8% | $4,624-54.3% | $4,379-51.8% |
| Participant deferral / active EE | $8,502 | $8,341+1.9% | $8,004+6.2% | $6,730+26.3% |
| Admin fee / account holder | $1,312 | $15,759-91.7% | $14,398-90.9% | $14,365-90.9% |