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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,290 | $196,972-31.3% | $182,262-25.8% | $198,609-31.9% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 24.03% | 158.27%-134.2pp | 140.60%-116.6pp | 202.70%-178.7pp |
| Employer contribution / active EE | $2,111 | $5,364-60.6% | $5,046-58.2% | $5,055-58.2% |
| Participant deferral / active EE | $8,502 | $8,643-1.6% | $8,276+2.7% | $6,977+21.9% |
| Admin fee / account holder | $1,312 | $18,429-92.9% | $16,712-92.1% | $19,030-93.1% |