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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,290 | $154,228-12.3% | $145,433-7.0% | $137,256-1.4% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 24.03% | 74.59%-50.6pp | 66.58%-42.5pp | 220.34%-196.3pp |
| Employer contribution / active EE | $2,111 | $4,804-56.1% | $4,554-53.6% | $4,156-49.2% |
| Participant deferral / active EE | $8,502 | $8,216+3.5% | $7,897+7.7% | $6,407+32.7% |
| Admin fee / account holder | $1,312 | $14,344-90.9% | $13,129-90.0% | $12,270-89.3% |