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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,212 | $160,040-30.5% | $147,096-24.4% | $145,877-23.8% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 14.93% | 98.49%-83.6pp | 419.75%-404.8pp | 551.28%-536.4pp |
| Employer contribution / active EE | $4,306 | $5,289-18.6% | $4,936-12.8% | $4,663-7.7% |
| Participant deferral / active EE | $10,078 | $8,429+19.6% | $8,071+24.9% | $6,691+50.6% |
| Admin fee / account holder | $1,057 | $15,050-93.0% | $13,005-91.9% | $13,402-92.1% |