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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,887 | $138,102-60.3% | $125,381-56.2% | $134,532-59.2% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -18.62% | 750.73%-769.3pp | 572.31%-590.9pp | 418.27%-436.9pp |
| Employer contribution / active EE | $5,229 | $5,245-0.3% | $4,815+8.6% | $4,741+10.3% |
| Participant deferral / active EE | $14,326 | $7,801+83.6% | $7,448+92.3% | $6,401+123.8% |
| Admin fee / account holder | $475 | $11,568-95.9% | $10,007-95.3% | $11,429-95.8% |