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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,962 | $77,901-7.6% | $149,717-51.9% | $75,181-4.3% |
| Participation rate | 80.0% | 65.6%+14.4pp | 78.8%+1.2pp | 67.2%+12.8pp |
| Annual return | 10.33% | 31.73%-21.4pp | 134.41%-124.1pp | 160.69%-150.4pp |
| Employer contribution / active EE | $992 | $3,137-68.4% | $4,820-79.4% | $2,671-62.8% |
| Participant deferral / active EE | $3,023 | $3,411-11.4% | $5,682-46.8% | $4,126-26.7% |
| Admin fee / account holder | $548 | $5,949-90.8% | $13,213-95.9% | $5,650-90.3% |