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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,836 | $209,425-52.3% | $178,499-44.1% | $158,966-37.2% |
| Participation rate | 86.4% | 86.4%0pp | 81.9%+4.4pp | 82.0%+4.4pp |
| Annual return | 4.40% | 188.80%-184.4pp | 151.10%-146.7pp | 302.95%-298.5pp |
| Employer contribution / active EE | $911 | $5,707-84.0% | $5,011-81.8% | $4,762-80.9% |
| Participant deferral / active EE | $3,900 | $5,955-34.5% | $5,202-25.0% | $5,983-34.8% |
| Admin fee / account holder | $9,415 | $17,078-44.9% | $13,986-32.7% | $11,250-16.3% |