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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,377 | $181,896-60.2% | $156,551-53.8% | $273,972-73.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 3.73% | 30.74%-27.0pp | 32.23%-28.5pp | 41.46%-37.7pp |
| Employer contribution / active EE | $833 | $6,248-86.7% | $5,501-84.9% | $4,869-82.9% |
| Participant deferral / active EE | $3,572 | $5,550-35.6% | $4,871-26.7% | $5,287-32.4% |
| Admin fee / account holder | $3,871 | $15,560-75.1% | $13,028-70.3% | $10,133-61.8% |