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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,631 | $198,457-61.4% | $170,435-55.0% | $147,586-48.1% |
| Participation rate | 95.0% | 88.0%+7.0pp | 83.6%+11.4pp | 82.8%+12.2pp |
| Annual return | 12.17% | 257.30%-245.1pp | 205.94%-193.8pp | 578.59%-566.4pp |
| Employer contribution / active EE | $501 | $6,183-91.9% | $5,432-90.8% | $4,876-89.7% |
| Participant deferral / active EE | $3,258 | $5,629-42.1% | $4,939-34.0% | $5,439-40.1% |
| Admin fee / account holder | $2,341 | $16,852-86.1% | $13,881-83.1% | $10,886-78.5% |