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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,706 | $99,652-68.2% | $78,778-59.8% | $147,586-78.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 15.31% | 47.28%-32.0pp | 35.62%-20.3pp | 578.59%-563.3pp |
| Employer contribution / active EE | $5,966 | $2,796+113.4% | $1,986+200.5% | $4,876+22.4% |
| Participant deferral / active EE | $2,635 | $3,664-28.1% | $2,958-10.9% | $5,439-51.6% |
| Admin fee / account holder | $989 | $7,155-86.2% | $5,134-80.7% | $10,886-90.9% |