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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,125 | $118,877-45.2% | $96,570-32.6% | $167,536-61.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.08% | 50.50%-37.4pp | 37.79%-24.7pp | 478.82%-465.7pp |
| Employer contribution / active EE | $6,702 | $3,121+114.8% | $2,357+184.3% | $4,839+38.5% |
| Participant deferral / active EE | $3,496 | $4,617-24.3% | $3,849-9.2% | $6,342-44.9% |
| Admin fee / account holder | $3,588 | $8,069-55.5% | $6,182-42.0% | $12,315-70.9% |