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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,591 | $93,346-75.8% | $71,796-68.5% | $273,972-91.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 4.63% | 130.39%-125.8pp | 78.04%-73.4pp | 41.46%-36.8pp |
| Employer contribution / active EE | $6,753 | $2,733+147.1% | $1,924+250.9% | $4,869+38.7% |
| Participant deferral / active EE | $3,431 | $3,475-1.3% | $2,794+22.8% | $5,287-35.1% |
| Admin fee / account holder | $707 | $6,571-89.2% | $4,815-85.3% | $10,133-93.0% |